Recognition of a Customer's Expectation of Privacy

At Summit Insurance Group, trust is the foundation of our relationship with each customer. We treat every aspect of that relationship with great care, beginning with the information you have chosen to share with us. We believe your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to reach your financial goals. We believe we can do both through the privacy policy outlined in this brochure. Each year we will mail you a brochure that explains our policy and your right to opt out of certain types of information sharing.

At Summit Insurance Group, we believe the confidentiality and protection of customer information is one of our fundamental responsibilities. And while information is critical to providing quality service, we recognize that one of our most important assets is our customers' trust. Thus, safekeeping of customer information is a priority for Summit Insurance Group.

Categories of Information We Collect

Information about consumers and customers is accumulated from a variety of sources. We collect nonpublic, personal information about you from the following sources:
  • Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates, or others;
  • Information we receive from a consumer reporting agency.

Categories of Information We Disclose

We may disclose the following nonpublic, personal information about you and former customers:
  • Information we receive from you on applications or other forms, such as your name, address, Social Security number, assets, and income;
Information about your transactions with us, our affiliates, or others, such as your account balances, account activity, payment and deposit history, parties to transactions, and credit card usage.

Categories of Parties to Whom We May Disclose

We may disclose nonpublic, personal information about you and former customers to the following types of third parties:

 Financial service providers, such as mortgage bankers, securities broker-dealers, and insurance agents;
Non-financial companies, such as retailers, direct marketers, airlines, and publishers;
  • Others, such as non-profit organizations.

We may also disclose nonpublic, personal information about you and former customers to both affiliates and nonaffiliated third parties as permitted by law. An affiliate is a company that we own or control, or that owns or controls us. Ownership means owning enough to have control.

Service Provider/Joint Marketing Exception

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Confidentiality and Security

Summit Insurance Group utilizes the latest encryption technology to ensure the security of our website. For your protection we ask you not to include sensitive information, including account numbers, social security numbers, passwords, etc., in your emails to us. To discuss this type of sensitive information, please call or stop by one of our locations.

We restrict access to nonpublic, personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic, personal information. We continually strive to maintain complete and accurate information about you and your accounts. Should you ever think our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies

Your Right to "OPT-OUT"

If you prefer that we not disclose nonpublic, personal information about you to nonaffiliated third parties in the future, you may opt out of those disclosures. That is, you may direct us not to make those disclosures (other than disclosures permitted by law). We are permitted to disclose information about our actual experiences and transactions with you to our affiliates. However, if you prefer that we not disclose any other type of information with our affiliates, you may opt out of those types of disclosures. To tell us about your decision to opt-out, you may complete the form at the end of this disclosure and return it to any of our Summit Insurance Group locations, or mail the form to: Summit Insurance Group, Attn: Customer Service, 3 SE 3rd Street, Lee's Summit, MO 64063.

OPT-OUT Request

Check the desired option(s) below.

___ Do not share my information with nonaffiliated third parties in the future.

___ Do not share my information, other than information relating to your actual transactions and experiences with me, with your affiliates.

*__________________________________
(Signature)

___________________________________
(Print your name here)

____________________________________________________________________
(Address)

________________________
(Social Security Number)

________________________
(Date)

*Each account holder has a separate right to opt out. If one of you chooses to opt out of the disclosure of information and another does not, only information regarding the party who does not opt out will be disclosed. You cannot opt out on behalf of any other customer unless you are a joint accountholder with that person. To opt out for a joint accountholder, you must provide the joint accountholder's name, address and social security number, along with a list of all the accounts and services that you share with the joint accountholder.